Gold from ancient times to the present is a hard currency, many people are happy to buy gold bullion, the accumulation of physical gold can not only fight inflation, but also can be passed on to future generations to avoid inheritance tax, gold in the financial market as a financial tool is also more reliable.
Gold on the market can not only be used as jewelry, jewelry for people to collect or wear, can also be used as a financial tool for everyone to invest.
A long time ago there are people through the collection of gold to buy and sell to obtain benefits, nowadays there are also a lot of gold according to the derivation of a variety of investment products.

There are mainly the following five kinds:

1, gold fund: gold investment mutual fund is organized by the fund sponsor, subscribed by investors, fund management company is responsible for the specific investment operation, specializing in gold or gold class derivative trading varieties as the investment media of a mutual fund.

As a relatively special financial assets, gold has the characteristics of high volatility, long cycle, anti-inflation, risk aversion and risk hedging.
Compared to investing in physical gold, direct investment in gold funds is less risky. In times of inflation or currency depreciation, the gold market is bullish. This is the time to buy gold funds, the gold mining company as long as the money, investors will receive dividends, do not have to worry about the impact caused by small fluctuations in the price of gold.
Investing in gold funds and investing in securities funds have the same characteristics, gold funds are also divided into open-end funds or closed-end funds, and the investment threshold is relatively low, is the investment choice of many ordinary people.

But compared to ordinary funds, gold funds are also considered an alternative investment varieties, theoretically not suitable for ordinary investors to do high weighting of a single allocation. But because there is a very good weak correlation between gold and other assets, so it can be used as a risk-hedging asset in the portfolio.
2, paper gold: many banks have opened a business, the threshold is relatively low, also known as book-entry gold. Investors purchased paper gold to save the cost of artificial storage, but also do not have to identify the color of gold, more convenient, liquidation also gained convenience.

Paper gold through the bookkeeping way, can be directly with the international gold price converted to RMB markup, and because there is no leverage ratio, the risk is also relatively small. And 24-hour uninterrupted trading, increasing the convenience of short-term operation.

However, paper gold returns are relatively small, not suitable for the pursuit of high-yield investors, but also because the essence of the virtual value of the financial tools, can not get physical gold, only through the purchase and sale of paper gold to earn the difference in the fluctuation of the price of gold.

3, and gold-linked financial products: banks will generally be issued by the structural financial products linked to the price trend of gold, but not necessarily proportional to the increase in the price of gold, generally speaking, the investment starting point is relatively high.

4, physical gold: as the name suggests, gold to create jewelry or gold bars and other physical objects. A few years ago, we always see big moms have to go to Hong Kong to queue up to sweep the news of the gold store, a lot of gold stores have been bought empty. But the investment significance of gold jewelry is actually not very big, because as a consumer product, the price is relatively high, the difference between buying and selling is also relatively large.

If you want to invest in physical gold, it is best to buy gold bullion, discounts and fees costs are relatively small, recovery is also more convenient.

5, spot gold: is an international investment products, by the gold companies to establish a trading platform, in the form of leverage ratio to the business online trading transactions.
Spot gold belongs to the high leverage and high risk investment, can do more can also do short, as long as the direction to buy right, can make money. In principle, the opportunity to make money has increased, but at the same time also increased the chance of loss. So the risk is higher, need to be careful investment.

Although the stock market and gold belong to different investment markets, but there is a certain correlation. Generally speaking, if investors are not optimistic about the stock market, may be more interested in buying some value-added products, turn around and choose gold, when a large number of funds flow into the gold market, the price of gold will follow the public risk aversion rise, and vice versa will fall.

Overall, the investment in gold to see the return is not the best, compared to the stock market ups and downs of the return is not enough to see, but because of the value of good or can invest in a part of the portfolio to supplement their own investment portfolio, as a hedge against risk and preserve the value of assets.